Purchase

Find out how much home you can afford right NOW!

Home Purchase Qualifier

Know exactly what you can afford before you start searching for a home.

Congratulations! You’re ready to buy a home…

Mortgage Home Purchase Loans without the Hassle!

Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole. We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with a FREE home purchase qualifier. We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you – whether you’re a first-time home buyer or a seasoned investor.

The Home Purchase Loan Process

Here’s how our home purchase loan process works:
  • Complete our simple mortgage home purchase qualifier
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

Do I Qualify?

To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “28/36.”  This means that no more than 28% of your total monthly income (from all sources, before taxes) can go toward housing, and no more than 36% of your monthly income can go toward your total monthly debt (including your mortgage payment).

  • Fixed Rates
  • Adjustable Rates (ARM)
  • Conforming Loans
  • Jumbo & Super Jumbo Loans
  • FHA, VA, & USDA Loans
  • Terms from 5 to 30 Years

Your Journey Starts Here

Great! What type of property are you purchasing?Estimate your credit score?What is the purchase price of the new property?What is your current property purchase situation?What kind of rate do you prefer?What is your estimated down payment?What is your gross annual household income?What is your employment status?How will this property be used?Bankruptcy, short sale, or foreclosure in the last 3 years?Can you show proof of income?Are you working with a real estate agent?First NameLast NameEmail AddressPhone Number
Need Help? (708) 444-3030

Paying too much for your mortgage?

Just answer the simple questions below to calculate a lower mortgage rate & payment. We make the process quick & easy.
Zip Code
Start now
Calculate a Lower Mortgage Payment!
Lock in Historically Low Rate!
Enjoy Lower Monthly Payments
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Is this your first property purchase?
Yes
No
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Great! What type of property are you purchasing?
Single Family Home
Condominium
Townhome
Multi-Family Home
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Estimate your credit score?
Excellent 740+
Good 700-739
Average 660-699
Fair 600-659
Poor < 600
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What is the purchase price of the new property?
Less than $100K
$100K - $250K
$250K - $500K
$500K - $1M
Greater than $1M
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What is your current property purchase situation?
Signed a Purchase Agreement
Offer Pending / Found Property
Buying in 2-6 Months
Researching Options
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What kind of rate do you prefer?
Adjustable
Fixed
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What is your estimated down payment?
Zero down
1% - 10% down
11% - 20% down
21% - 30% down
31% - 40% down
41% - 50% down
Over 50% down
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What is your gross annual household income?
$0 to $25K
$25K to $50K
$50K to $75K
$75K to $100K
$100K to $125K
$125K to $150K
$150K to $175K
$175K to $200K
$200K to $225K
$225K to $250K
More than $250K
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What is your employment status?
Employed
Not Employed
Self Employed
Military
Other
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How will this property be used?
Primary Home
Secondary Home
Rental Property
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Bankruptcy, short sale, or foreclosure in the last 3 years?
Yes
No
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Can you show proof of income?
Yes
No
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Are you working with a real estate agent?
Yes
No
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First Name
Continue
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Last Name
Continue
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Email Address
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Phone Number
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