Purchase

Find out how much home you can afford right NOW!

Home Purchase Qualifier

Know exactly what you can afford before you start searching for a home.

Congratulations! You’re ready to buy a home…

Mortgage Home Purchase Loans without the Hassle!

Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole. We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with a FREE home purchase qualifier. We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you – whether you’re a first-time home buyer or a seasoned investor.

The Home Purchase Loan Process

Here’s how our home purchase loan process works:
  • Complete our simple mortgage home purchase qualifier
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

Do I Qualify?

To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “28/36.”  This means that no more than 28% of your total monthly income (from all sources, before taxes) can go toward housing, and no more than 36% of your monthly income can go toward your total monthly debt (including your mortgage payment).

  • Fixed Rates
  • Adjustable Rates (ARM)
  • Conforming Loans
  • Jumbo & Super Jumbo Loans
  • FHA, VA, & USDA Loans
  • Terms from 5 to 30 Years

Your Journey Starts Here

Need Help? (708) 444-3030

Paying too much for your mortgage?

Just answer the simple questions below to calculate a lower mortgage rate & payment. We make the process quick & easy.
Zip Code
Start now
Calculate a Lower Mortgage Payment!
Lock in Historically Low Rate!
Enjoy Lower Monthly Payments
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Is this your first property purchase?
Yes
No
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Great! What type of property are you purchasing?
Single Family Home
Condominium
Townhome
Multi-Family Home
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Estimate your credit score?
Excellent 740+
Good 700-739
Average 660-699
Fair 600-659
Poor < 600
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What is the purchase price of the new property?
Less than $100K
$100K - $250K
$250K - $500K
$500K - $1M
Greater than $1M
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What is your current property purchase situation?
Signed a Purchase Agreement
Offer Pending / Found Property
Buying in 2-6 Months
Researching Options
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What kind of rate do you prefer?
Adjustable
Fixed
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What is your estimated down payment?
Zero down
1% - 10% down
11% - 20% down
21% - 30% down
31% - 40% down
41% - 50% down
Over 50% down
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What is your gross annual household income?
$0 to $25K
$25K to $50K
$50K to $75K
$75K to $100K
$100K to $125K
$125K to $150K
$150K to $175K
$175K to $200K
$200K to $225K
$225K to $250K
More than $250K
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What is your employment status?
Employed
Not Employed
Self Employed
Military
Other
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How will this property be used?
Primary Home
Secondary Home
Rental Property
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Bankruptcy, short sale, or foreclosure in the last 3 years?
Yes
No
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Can you show proof of income?
Yes
No
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Are you working with a real estate agent?
Yes
No
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First Name
Continue
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Last Name
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Email Address
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Phone Number
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